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Programs

Get Started

You can start by completing our on-line application form. If you’d rather meet with a loan officer to complete your application, we are happy to set an appointment. Use the contact form to the right to email us or give us a call at 801-910-0982

Where Do I Start?

The first step to purchasing a home is finding out how much you can afford to spend. This process is called pre-qualifying and is generally pretty simple. Oklahoma’s home loan experts at Citywide will help you with every step along the way!

PROGRAMS

    • FHA loans have lower down payment requirements, and are easier to qualify than
    • conventional loans. 
    • Typical FHA down payment is 3.5%
  • Allows veterans and service persons to obtain home loans with favorable loan terms,
    usually without a down payment. In addition, it is easier to qualify for a VA loan than a
    conventional 

  • Allowed only in select areas ZERO down and low Mortgage Insurance

  • Require 5% down These loans general have more favorable payments

  • Loans that are over $417,000 and still fit with in the Conforming loan requirements